Disclaimer

General Disclaimer

RozHisab ("the Service") is a personal finance tracking tool designed to help individuals organise and visualise their income and expenses. The information, tools, and features provided on this platform are for informational and organisational purposes only.

Not Financial or Investment Advice

Nothing on RozHisab — including dashboards, reports, AI insights, budget recommendations, or any other content — constitutes financial advice, investment advice, tax advice, accounting advice, or legal advice.

The AI-powered insights feature analyses patterns in your manually entered data and generates generalised observations. These are not professional recommendations and should not be treated as such. Always consult a SEBI-registered investment advisor, chartered accountant, or qualified financial planner before making any financial decisions.

Calculator Accuracy

The financial calculators on RozHisab (SIP, EMI, Salary, and GST) are provided for estimation purposes only. Results are based on inputs provided by the user and standard mathematical formulas. Actual figures may differ due to:

• Variations in interest rates, NAV, and market conditions.
• Changes in tax slabs, TDS, and government regulations.
• Lender-specific terms and processing fees not accounted for in calculations.
• Individual circumstances including deductions, exemptions, and allowances.

RozHisab does not guarantee the accuracy or completeness of calculator results. Always verify calculations with your bank, mutual fund house, employer, or a qualified professional.

No Bank or UPI Integration

RozHisab does not connect to any bank account, UPI application, credit card system, or any other financial institution. All data displayed on the platform has been manually entered by you. We bear no responsibility for inaccuracies arising from incorrect data entry.

Investment Risk

References to SIP returns, investment growth, or wealth creation in our calculators are based on hypothetical projections at assumed rates of return. Mutual fund and equity investments are subject to market risks. Past performance does not guarantee future returns. Please read all scheme-related documents carefully before investing.

Tax Disclaimer

The Salary Calculator on RozHisab uses simplified tax slab calculations based on India's new tax regime. This does not account for all possible deductions, exemptions, surcharges, cess, or individual circumstances. Consult a CA or tax professional for accurate tax computation.

External Links

RozHisab may contain links to external websites. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

Limitation of Liability

RozHisab, its owners, developers, and contributors shall not be held liable for any financial losses, damages, or adverse consequences arising from reliance on any information, insight, calculation, or recommendation provided by the Service.

Contact

Questions about this disclaimer? Write to us at support@rozhisab.com.