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Free Bank Statement Analyser India
Upload your HDFC, SBI, ICICI, Axis, or Kotak bank statement CSV and get instant spending analysis — category breakdown, expense charts, merchant detection. No manual entry, no data stored without your permission.
3 simple steps
How the Bank Statement Analyser Works
From upload to insights in under 30 seconds. No spreadsheet skills needed.
1
Download CSV from your bank
Log into your bank's internet banking → Statements → Download as CSV. Takes 1 minute. Works with HDFC NetBanking, SBI YONO, ICICI iMobile, Axis Mobile, Kotak 811.
2
Upload to RozHisab
Drag and drop your CSV file. Our bank statement analyser auto-detects your bank format — date column, description, debit, credit. No manual column mapping needed.
3
Get instant analysis
See your spending by category (Food, Transport, Shopping, etc.), top merchants, monthly trends, and comparison against your budget. Download the analysis as a report.
Supported Banks
Bank Statement Analyser for Every Indian Bank
Auto-detects format for all major Indian banks. No manual configuration.
🏦 HDFC Bank
Download from HDFC NetBanking → My Accounts → Statement. Select date range, download as CSV. RozHisab auto-detects HDFC's date format and column headers.
🏦 SBI (State Bank)
Download from YONO SBI → Account Statement. Choose CSV format. Our analyser handles SBI's specific column structure automatically.
🏦 ICICI Bank
Download from ICICI iMobile or internet banking. Select statement period, export as CSV. Supports ICICI savings, salary, and credit card statements.
🏦 Axis Bank
Export from Axis Mobile or net banking → Account Statement → Download. Auto-detects Axis's debit/credit format.
🏦 Kotak Mahindra
Download from Kotak 811 app or netbanking. Statement analyser handles Kotak's date-time format automatically.
🏦 Other Banks
Also works with Paytm Payments Bank, IndusInd, Federal Bank, Yes Bank, Bank of Baroda, PNB, and most Indian bank CSV formats.
Analysis Output
What You Get After Uploading Your Bank Statement
📊
Category-wise Spending Breakdown
See exactly how much you spent on Food, Transport, Shopping, Entertainment, Housing, Health. Visualised as bar charts and percentages.
🏪
Top 20 Merchants
Swiggy, Amazon, Ola, Zomato — see which merchants you spent the most with over the selected period. Spot subscription leaks instantly.
📅
Month-over-Month Trends
Compare this month's spending against last month and the same month last year. See if your spending is going up or down.
💰
Income vs Expense Summary
Total income credited, total debits, and net savings rate for the period. Know your actual savings percentage from real data.
🔁
Recurring Transactions
Automatically detects EMIs, subscriptions, and regular transfers. Shows what's draining your account every month without you noticing.
📥
Import to Expense Tracker
All analysed transactions are imported into your RozHisab expense tracker — so you can set budgets, track trends, and plan ahead.
FAQ
Bank Statement Analyser — Questions
Is the bank statement analyser free? +
Yes — completely free. Upload unlimited bank statements, analyse transactions, and export reports at no cost. No subscription, no hidden charges.
Is my bank statement data safe? +
Your data is encrypted in transit (HTTPS) and stored only in your personal account. We never share or sell your financial data. You can delete all data from Settings at any time.
What CSV format does my bank statement need to be in? +
Most Indian banks export CSV with columns for Date, Description/Narration, Debit, Credit, and Balance. RozHisab auto-detects all standard Indian bank CSV formats — no manual setup needed.
Can I analyse credit card statements too? +
Yes. Download your HDFC, ICICI, Axis, or SBI credit card statement as CSV and upload it the same way. Works for both savings account and credit card statements.
What is the difference between bank statement analyser and expense tracker? +
A bank statement analyser processes your historical bank data in bulk. An expense tracker logs ongoing transactions as you spend. RozHisab does both — analyse past statements AND track current expenses going forward.
Analyse your bank statement free
No spreadsheets, no manual entry. Upload once, understand everything.
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